About support of small and medium-sized business affected by new coronavirus infectious disease

Published 2020 years 03 month 24 Date

Last updated 2020 years 03 month 24 Date

As a response to small and medium-sized enterprises affected by the new coronavirus infectious disease, we are accepting consultations at the Town and Commerce Association (Telephone 0268-68-2651).

Town Institutional Funding System

(1) Town Commerce and Industry Promotion Fund (See Attachment)

  • Loan interest rate: 2.1%
    * Interest supply 1.0% Town-specific support
    The loan interest will be replenished in full for two years from February 2.
  • Credit guarantee fee: full town charge
  • Loan limit: 1,000 million yen for working and equipment funds

Prefecture's loan system (interest supply 1.0%, town-specific support)

(1) Management soundness fund (management stability measures)

  • Loan interest rate: 1.9%
  • Credit guarantee fee: No safety net guarantee
  • Loan limit: Capital fund 6,000 million yen Working capital 8,000 million yen

(2) Management soundness fund (special management stabilization measures)

  • Loan interest rate: 1.6%
  • Credit guarantee fee: No safety net guarantee
  • Loan limit: Capital fund 6,000 million yen Working capital 8,000 million yen

(3) Management soundness fund (management stability measures)

  • Loan interest rate: 1.3%
  • Credit guarantee fee: full subsidy
  • Loan limit: Capital fund 6,000 million yen Working capital 8,000 million yen

National support system

(1) Designation of Safety Net Guarantee No. 4 and additional designation of No. 5

  • A system in which the Credit Guarantee Association guarantees 4% of the loan amount for No. 100 and 5% of the loan amount for No. 80 separately from general guarantees as a measure to support the financing of small and medium-sized businesses and small businesses with declining sales.
  • 40 industries, including inns, hotels, cafeterias, and restaurants, are designated as No. 5.

(2) Crisis-related guarantees

  • In the event of a crisis such as the Great East Japan Earthquake and the Lehman Shock, the Credit Guarantee Association has a separate limit (2.8 million yen) from the normal guarantee limit (2.8 million yen) and the safety net guarantee limit (2.8 million yen) for all industries in Japan. Yen) to guarantee 100% of the debt

(3) Special measures for employment adjustment subsidies

  • If an employer who is forced to reduce business activities for economic reasons temporarily suspends, trains, or dispatches workers to maintain employment of workers, leave allowances, wages, etc. Subsidizing part of

As there are national interest-free and unsecured loans and various other support measures, please see the national support system website, the prefecture support system, and the attached documents.
For financing, you can consult with your financial institution.


National support system website

https://www.meti.go.jp/covid-19/index.html

Prefecture support system homepage

https://www.pref.nagano.lg.jp/keieishien/kensei/soshiki/soshiki/kencho/keiei/index.html

Prefecture support system

Support for SMEs affected by the Nagano Prefecture Coronavirus 200303 [PDF: 410KB]

Town Commerce and Industry Promotion Fund System

Nagawa Town Commerce and Industry Promotion Fund Loan Guide (New Corona Measures) [PDF: 68KB]

Contact US

Industry Promotion Division Chamber of Commerce and Industry tourism engagement
PHONE: 0268-75-2047

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